Sarva India Digital Services
category:
Fintech, B2B Platforms
Services:
Web Application, API Integration, Custom UI/UX
team:
Xovisoft Technologies Pvt. Ltd.
Platform Built for Scale & Governance
Sarva India Digital Services is a B2B digital financial services platform designed to help businesses offer a broad portfolio of assisted banking, payments, recharges, and financial products through a scalable white-label ecosystem. Developed by Xovisoft Technologies, the platform integrates multiple operational layers—from Domestic Money Transfer (DMT) and Aadhaar Enabled Payment System (AEPS) to utility recharges, loans, insurance, and credit card services—into one centralized operational system.
Four-Layer Partner Hierarchy
The system operates across a structured four-layer model: Admin – White Label – Distributor – Retailer. Centralized governance allows complete administration over services, APIs, and permissions, while downstream partners can operate under their own brand identity with tailored pricing, fee structures, and commission rules.
“Sarva India Digital Services demonstrates how Xovisoft can transform a complex fintech business model into a structured, highly scalable, and secure digital platform.”
-Xovisoft Engineering Team
Built using PHP/Laravel, REST APIs, JSON webhooks, and modern relational database architecture, the platform features complete role-based access control (RBAC), end-to-end ledger auditing, and real-time transaction reporting. It delivers a scalable foundation for expanding financial and utility services through an API-led partner network
